Can I continue paying on a loan that I carried through my bankruptcy without reaffirming the loan?
The lender wants you to reaffirm your loan because it means they can collect even after the discharge. However most lenders will let you keep your vehicle even if you decide not to reaffirm the loan, remember they just want the payments. Also keep in mind that when you file bankruptcy you lose the right to have the payments you make report to the 3 major credit bureaus. This means you ARE NOT reestablishing your credit!
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