Fresh Start Now

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Post-bankruptcy auto financing

Your bankruptcy isn't the end.
It's your fresh start.

Get approved for a vehicle loan during or after bankruptcy. Approval in as little as 15 minutes. No pressure, no judgment — just a real path forward.

15 min
Avg approval time
+150
Avg score lift
50K+
Vehicles available
50,000+
Vehicles in network
15 min
Average approval
+150 pts
Avg credit score lift
All 50
States served
How it works

Three steps to your next vehicle

No hidden fees. No surprises. A clear path from application to keys in your hand.

1

Apply online

Complete our secure 5-minute application. Free to apply with no obligation.

2

Get matched

One of our specialists calls to verify your information and matches you with an affiliate who works with bankruptcy filers.

3

Drive away

Pick your vehicle, sign the paperwork at our partner affiliate location, and start rebuilding your credit on day one.

Why Fresh Start Now

What sets us apart

Approval during open bankruptcy

Don't wait for discharge. We work with Chapter 7 and 13 filers, often before the case is even closed.

No obligation to apply

Submit your application free of charge. We'll review your situation and follow up — you decide what happens next.

No high-pressure sales

Take your time. Our affiliate partners won't rush you into a vehicle that doesn't fit your budget.

Trustee-friendly process

We handle the trustee paperwork so your bankruptcy case stays clean and on track.

Affiliates across the United States

Our network includes lenders and affiliates experienced with post-BK financing nationwide.

Reporting that rebuilds credit

Many of our partner lenders report to all three bureaus, helping you rebuild faster.

Ready to start over?

No obligation. Just real answers from people who've helped thousands of filers move forward.

Apply now →